Cookies & Data Processing

1) What Are Cookies?

Cookies are small text files stored on your device to help websites function, remember preferences, and improve performance and security. Similar technologies include local storage and pixels.

2) Types of Cookies We Use

• Strictly Necessary: required for core features like login and session management.
• Performance/Analytics (optional): help us understand usage and improve the Platform.
• Functional: remember choices (e.g., language, theme).
• Marketing (optional): only used with consent if we enable ad/remarketing tools.

3) Managing Cookies

On your first visit (and periodically), we may present a cookie consent banner. You can accept all, reject non-essential, or customize settings. You may also manage cookies in your browser settings. Disabling essential cookies may break core functionality (e.g., sign-in).

4) Processors & International Transfers

We use reputable providers for hosting, storage, authentication, email, payments, and analytics. These providers process data on our behalf under contracts that include confidentiality and security obligations. Data may be transferred internationally with appropriate safeguards (e.g., SCCs).

Example categories: cloud hosting, object storage, auth, email delivery, payment gateways, analytics.

5) Your Rights (GDPR/CCPA)

Depending on your location, you may have rights to access, delete, correct, restrict, object, or opt out of sale/share (we do not sell). To exercise rights, contact us at support@bankofuniqueideas.com.

6) Updates

We may update this page as our Platform or legal requirements evolve. Continued use indicates acceptance.