Privacy Policy

1) Data We Collect

• Account & Profile: name, email, password hash, role (inventor/investor), areas of interest, country.
• Idea Data: titles, categories, blurred/private fields, attached assets (images/videos/PDFs), review status, timestamps.
• Transactional Data: idea deposit status, refund status, receipt references (via payment provider).
• Technical Data: device info, IP address, logs, session cookies, analytics events (if enabled).
• Communications: inquiries, support messages, NDA requests.

2) How We Use Data

• Provide and secure accounts, submissions, review workflows, approvals, and NDA flows.
• Store assets and control visibility (public/blurred/private) per your settings.
• Process idea deposits and eligible refunds.
• Improve the Platform, prevent abuse/fraud, and comply with laws.
• Send service messages (e.g., submission status, security alerts). Marketing emails only with consent.

3) Legal Bases (GDPR)

For users in the EEA/UK, we rely on: contract necessity (operate your account/submissions), legitimate interests (security, product improvement), legal obligations, and consent (where required, e.g., marketing cookies).

4) Sharing & Processors

We may share data with vetted processors strictly to run the Platform (hosting, storage, email, payments, analytics). Typical categories include: cloud hosting, object storage, email delivery, analytics, payment gateways, and customer support tools. We do not sell personal data.

Cross-border transfers may occur; where required, we use appropriate safeguards (e.g., SCCs).

5) Security & Retention

We employ access controls, encrypted transport (HTTPS), and role-based policies. No online service is 100% secure—share only what you’re comfortable sharing. We retain data only as long as needed for the purposes above or as required by law, then delete or anonymize it.

6) Your Rights

• GDPR/EEA/UK: access, correct, delete, restrict, portability, object, withdraw consent.
• CCPA/CPRA (California): know, delete, correct, opt-out of sale/share (we do not sell), non-discrimination.

To exercise rights, email support@bankofuniqueideas.com.

7) Children

The Platform is not intended for children under 13 (or the minimum age in your jurisdiction) without verified parental consent.

8) Changes

We may update this Policy; continued use means you accept the latest version.

9) Contact

Email: support@bankofuniqueideas.com